Current Peer To Peer Lending Cashback Offers
In Q1 of 2023, the FCA’s regulatory changes will no longer allow FCA regulated peer to peer lending companies to offer customer cashback incentives. This change in regulation has negatively impacted us since cashback incentives were a major revenue source for Financialthing.com.
I am often asked how FinancialThing.com can be supported in lieu of these changes.
You can support us by
- Becoming a Patreon member here for as little as £5 per month
- Becoming a YouTube member here for as little as £5 per month
Some companies are still offering cashback bonuses until the end of December (always check the cashback offer page for terms and conditions). If you are considering investing through one of these sites, please consider signing up through the links below as this helps me to continue writing Financial Thing’s reviews.
While I cannot offer financial advice, I’m happy to offer my opinion or provide you with information to the best of my knowledge. Feel free to contact me as I’m here to help.
I keep this table as current as possible but the world of peer to peer lending and crowdlending is fast changing so if you see something incorrect, please contact me.
Please note that in most cases, these offers are for new lenders rather than customers with existing accounts. If you are unsure please read the cashback terms on the company offer page or drop me an email.
| Company | Review | Est. Annual Returns (Advertised) | My Risk Rating * | ISA | Early Exit | Auto Invest Option | Min Initial Investment | Sign Up | Cashback Details (NC = New Customer, EC = Existing Customer) |
|---|---|---|---|---|---|---|---|---|---|
| Assetz Exchange | N/A | 4.5-9% | N/A | ✓ | ✓ | X | £1 | Sign Up | No Current Offers |
| Binance | N/A | N/A | N/A | N/A | N/A | N/A | None | Sign Up | NC - 5% return of your trading fees |
| Blend Network | Click Here | 8-15% | 4/10 | X | ✓ | ✓ | £1,000 | Sign Up | No Current Offers |
| Bondora | N/A | 8-263% | 6/10 | X | ✓ | ✓ | €1 | Sign Up | NC - €5 bonus when you invest (no min) |
| Bridgecrowd | N/A | 8-12% | N/A | X | ✓ | X | £5,000 | Sign Up | No Current Offers |
| Capitalrise | N/A | 8-12% | N/A | ✓ | X 1 | X | £1,000 | Sign Up | No Current Offers |
| Coinbase | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Sign Up | NC - $10 bonus on $100 Bitcoin investment |
| Crowd For Angels | N/A | Varies | N/A | ✓ | ✓ | N/A | £25 | Sign Up | No Current Offers |
| Crowdproperty | Click Here | Up to 8% | 4/10 | ✓ | X | ✓ | £500 | Sign Up | No Current Offers |
| Kuflink | Click Here | Up to 7.2% | 4/10 | ✓ | X | ✓ | Varies | Sign Up | NC - Up to £4,000 cashback bonus |
| Loanpad | Click Here | up to 5% | 2/10 | ✓ | ✓ | X | £10 | Sign Up | No Current Offers |
| Property Partner | Click Here | 2-5% | 7/10 | ✓ | ✓ | ✓ | £50 | Sign Up | NC - Scaling bonus up to £1,500 |
| Proplend | N/A | 5-12% | N/A | ✓ | ✓ | ✓ | £1000 | Sign Up | No Current Offers |
| Rebuilding Society | Click Here | 5-25% | 6/10 | ✓ | ✓ | ✓ | £10 | Sign Up | NC - £25 bonus when you invest £1,000+ |
| Seedrs | N/A | N/A | N/A | X | ✓ | ✓ | £10 | Sign Up | No current offers |
| Transferwise | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Sign Up | 1 Free Transfer up to £500 |
| Unbolted | Click Here | 6.1-12% | 5/10 | ✓ | X | ✓ | £1 | Sign Up | No Current Offers |
* My Risk Rating is an opinion. The rating is based on many factors such as loan types offered, interest returns, platform history, default numbers and my own investing experiences.
1 Capitalrise doesn’t offer a secondary market but has bulletin board where investors can post loans for sale.
Want to learn more about peer to peer lending? Click here and receive my complimentary Top 5 Peer to Peer Lending Sites Report.
** The information presented on this page is for information purposes only and is not investment advice. Information can change frequently but was deemed correct at the time of writing. Loanpad review is for information purposes only. This information is not financial advice and has been prepared without taking your objectives, financial situation or needs into account. You should consider its appropriateness for your circumstances. All investing carries risks. Opinions expressed in this review are opinions based on my own personal experiences. The FSCS does not cover peer to peer lending or crowdlending and your capital is at risk. Please don’t invest more than you can afford to lose. **
