Where I Invest

My Peer to Peer Lending Investments December 2018

Want to know which peer to peer lending sites I’m currently investing in? Here are my current investments as of December 1st 2018:

November 2018 recap update: Continued to make portfolio changes in as I diversify further. I withdrew some funds from both Moneything (I continue to watch their default recovery progress), Assetz Capital, Lendy, Funding Circle, Landybay and Funding Secure in order to diversify the funds into other p2p companies.

Added Investment:


Reduced Investment:

Funding Secure (Reducing to achieve better diversification)
Moneything (Reducing to achieve better diversification / watching default recovery)
Lendy (Reducing to achieve better diversification / watching default recovery)
Zopa (Exiting)
Funding Circle (Poor performance)
Landbay (Sold my lower interest loans, kept anything 4%+)
Assetz Capital (Reducing to achieve better diversification)

Exited Completely:

Bondmason (Received 100% of investment back)
Rebuilding Society (Disappointed by defaults)
Bondora (Dislike high volatility and default rates, very little recovery on defaulted loans)

When I first began thinking of investing into peer to peer lending, it was overwhelming. There were so many options and so many questions. Which peer to peer sites were reputable and which were the safest? Were they profitably operated and if not, could they sustain losses? It took months of research to answer these questions. After all was said and done, I thought it would be helpful for you to know which peer to peer lending sites I personally invest in.

Want to find out which peer to peer lending sites are my favourites? Click here and instantly receive my complimentary Top 5 Peer to Peer Lending Sites Report.

** This page is for information purposes only and should not be regarded as investment advice. Opinions expressed are based on my own personal experiences investing my own money. Peer to peer lending contains risk so never invest more than you can afford to lose. **