Capitalrise Question and Answer Session
Capitalrise has been on my radar for some time and I finally got a chance to sit down with CEO and Founder Uma Rajah at their investor evening.
Capitalrise offers asset-backed property development loans usually only reserved for banks, funds, and high net worth investors. During our Q&A session, Uma explains how Capitalrise operates and the experience behind the company founders and Directors. Here are the topics we chatted about:
When Capitalrise was launched and founder experience
What products Capitalrise offers lenders
What gap in the market does Capitalrise fill?
What is the minimum investment amount?
Is there a secondary market for exiting loans?
How Founders invest in loans? Is this a set amount?
What return rates can lenders expect?
Has Capitalrise had to recover any defaulted properties yet? What has the process been like?
Views on the Lendy closure?
What steps do you take to reduce risk on the loans you offer lenders?
Does Capitalrise plan on publishing the interest rates borrowers are paying so lenders can assess risk spreads?
What is the single biggest challenge Capitalrise is currently facing?
How is Capitalrise positioned to weather any issues caused by Brexit?
I currently don’t invest through Captalrise but I found the company intriguing because of the prestigious locations of their property development loan offerings. I will be doing further investigation to see if Capitalrise fits my investment criteria.
** Remember that peer to peer lending contains risk and is not covered by FSCS protection like a bank savings account.**
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** This Capitalrise page is for information purposes only. This information is not financial advice and has been prepared without taking your objectives, financial situation or needs into account. You should consider its appropriateness for your circumstances. All investing carries risks. Opinions expressed in this review are opinions based on my own personal experiences. The FSCS does not cover peer to peer lending and your capital is at risk. Please don’t invest more than you can afford to lose. **