Where I Invest

My Peer to Peer Lending Investments August 2018

Want to know which peer to peer lending sites I’m currently investing in? Here are my current allocations as of August 1st 2018:

July 2018 Update: Not many changes for July. Withdrew some loan repayments from Funding Secure and continued to draw down from Zopa. Increased Ratesetter investment as rates stabilise.

Added Investment:

Ratesetter (Able to achieve rates in the mid 5%)

Reduced Investment:

Funding Secure (Reducing to achieve better diversification)
Zopa (Running down loan book due to low return rate offerings)

Exiting Completely:

Bondmason (Received 100% of investment back from exit)
Rebuilding Society (Disappointed by defaults)
Bondora (Dislike high volatility and default rates, no recoveries on defaulted loans)

When I first began thinking of investing into peer to peer lending, it was overwhelming. There were so many options and so many questions. Which peer to peer sites were reputable and which were the safest? Were they profitably operated and if not, could they sustain losses? It took months of research to answer these questions. After all was said and done, I thought it would be helpful for you to know which peer to peer lending sites I personally invest in.

Want to find out which peer to peer lending sites are my favourites? Click here and instantly receive my complimentary Top 5 Peer to Peer Lending Sites Report.

** This page is for information purposes only and should not be regarded as investment advice. Opinions expressed are based on my own personal experiences investing my own money. Peer to peer lending contains risk so never invest more than you can afford to lose. **