Where I Invest

My Peer to Peer Lending Investments Oct 2017

Want to know which peer to peer lending sites I’m currently investing in? Here are my current allocations as of October 1st 2017:

UPDATE: Few changes for September. Removed idle money on Moneything, Lendy and Funding Secure as new loan flow was slow. Reinvested all interest payments including Ratesetter, where I’m achieving five-year rates in the 6% range. Still lots of secondary market availability on Assetz Capital and Lendy.

Added Allocations:

Funding Circle (Slight increase)

Reduced Allocations:

Lendy (Diversifying into new platform)
Moneything (slow release of new loans / idle funds)
Funding Secure (Idle funds due to not loving new loan offerings)

Exiting Completely:

Bondmason (Received 100% of investment back from exit)
Rebuilding Society (Too risky and disappointed by defaults, drawing down)
Bondora (Dislike high volatility and default rates, drawing down)
Lending Crowd (Assetz Capital is a better option, drawing down)

When I first began thinking of investing into peer to peer lending, it was overwhelming. There were so many options and so many questions. Which peer to peer sites were reputable and which were the safest? Were they profitably operated and if not, could they sustain losses? It took months of research to answer these questions. After all was said and done, I thought it would be helpful for you to know which peer to peer lending sites I personally invest in.

Want to find out which peer to peer lending sites are my favourites? Click here and instantly receive my complimentary Top 5 Peer to Peer Lending Sites Report.

** This page is for information purposes only and should not be regarded as investment advice. Opinions expressed are based on my own personal experiences investing my own money. Peer to peer lending contains risk so never invest more than you can afford to lose. **