Where I Invest

My Peer to Peer Lending Investments January 2018

Happy New Year! Want to know which peer to peer lending sites I’m currently investing in? Here are my current allocations as of January 1st 2018:

December 2017 investing UPDATE: Quiet month for loans so not much movement. Increased Ratesetter but used the monthly Rolling Account. Lending Works five year rate remains attractive. Removed idle money from Lendy.

Added Investment:

Ratesetter (Monthly Rolling Account)
Lending Works (Slight increase using 5 year product)

Reduced Investment:

Lendy (Idle funds removed)

Exited Completely:

Bondmason (Received 100% of investment back from exit)
Rebuilding Society (Disappointed by defaults)
Bondora (Dislike high volatility and default rates, no recoveries on defaulted loans)

When I first began thinking of investing into peer to peer lending, it was overwhelming. There were so many options and so many questions. Which peer to peer sites were reputable and which were the safest? Were they profitably operated and if not, could they sustain losses? It took months of research to answer these questions. After all was said and done, I thought it would be helpful for you to know which peer to peer lending sites I personally invest in.


Want to find out which peer to peer lending sites are my favourites? Click here and instantly receive my complimentary Top 5 Peer to Peer Lending Sites Report.

** This page is for information purposes only and should not be regarded as investment advice. Opinions expressed are based on my own personal experiences investing my own money. Peer to peer lending contains risk so never invest more than you can afford to lose. **